ZIP Code 95461 — Middletown, California

The median home in 95461 is valued at $400,900 against a median household income of $79,914, a price-to-income ratio of 5.0. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Lake County, 95461 ranks 6 of 12 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.2. Renting takes 31.7% of median household income (median rent $2,113 a month), above the 30% cost-burden threshold.

95461 ranks 898 of 1,558 statewide on median household income and 1,105 of 1,558 on median home value; its income is above the $66,944 Lake County median. 70% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 26% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 8.6%, below the 10.8% statewide ZIP median. Unemployment stands at 9.6%.

With 32 residents per square mile across 123.3 square miles of land, 95461 is far less dense than the statewide ZIP median of 1,120 (rank 1,291 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.