ZIP Code 95425 — Cloverdale, California

The median home in 95425 is valued at $633,300 against a median household income of $103,125, a price-to-income ratio of 6.1. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Sonoma County, 95425 ranks 4 of 30 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.9. Renting takes 15.7% of median household income (median rent $1,352 a month), under the 30% cost-burden threshold.

95425 ranks 544 of 1,558 statewide on median household income and 719 of 1,558 on median home value; its income is in line with the $100,331 Sonoma County median. 70% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 31% of adults hold a bachelor's degree or higher, in line with the 31% median, and the poverty rate is 6.1%, below the 10.8% statewide ZIP median. Unemployment stands at 3.5%.

With 59 residents per square mile across 191.8 square miles of land, 95425 is far less dense than the statewide ZIP median of 1,120 (rank 1,212 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.