ZIP Code 95361 — Oakdale, California

The median home in 95361 is valued at $469,200 against a median household income of $88,524, a price-to-income ratio of 5.3. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Stanislaus County, 95361 ranks 14 of 23 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.2. Renting takes 19.3% of median household income (median rent $1,423 a month), under the 30% cost-burden threshold.

95361 ranks 761 of 1,558 statewide on median household income and 990 of 1,558 on median home value; its income is above the $80,266 Stanislaus County median. 69% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 23% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 11.5%, above the 10.8% statewide ZIP median. Unemployment stands at 7.9%.

With 161 residents per square mile across 217.4 square miles of land, 95361 is far less dense than the statewide ZIP median of 1,120 (rank 1,079 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.