ZIP Code 95355 — Modesto, California

The median home in 95355 is valued at $414,500 against a median household income of $80,266, a price-to-income ratio of 5.2. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Stanislaus County, 95355 ranks 12 of 23 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.2. Renting takes 23.9% of median household income (median rent $1,600 a month), under the 30% cost-burden threshold.

95355 ranks 891 of 1,558 statewide on median household income and 1,080 of 1,558 on median home value; its income is in line with the $80,266 Stanislaus County median. 61% of households own their home, in line with the 64% statewide ZIP median, making this a majority-owner ZIP. 22% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 11.1%, in line with the 10.8% statewide ZIP median. Unemployment stands at 5.4%.

With 6,488 residents per square mile across 9.3 square miles of land, 95355 is far denser than the statewide ZIP median of 1,120 (rank 332 of 1,558). This is predominantly single-family residential with suburban street patterns.