ZIP Code 95351 — Modesto, California

The median home in 95351 is valued at $284,000 against a median household income of $52,525, a price-to-income ratio of 5.4. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Stanislaus County, 95351 ranks 16 of 23 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.2. Renting takes 30.0% of median household income (median rent $1,314 a month), above the 30% cost-burden threshold.

95351 ranks 1,377 of 1,558 statewide on median household income and 1,362 of 1,558 on median home value; its income is below the $80,266 Stanislaus County median. 50% of households own their home, below the 64% statewide ZIP median, making this a majority-owner ZIP. 8% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 22.5%, far above the 10.8% statewide ZIP median. Unemployment stands at 13.7%.

With 5,408 residents per square mile across 8.9 square miles of land, 95351 is far denser than the statewide ZIP median of 1,120 (rank 415 of 1,558). This is predominantly single-family residential with suburban street patterns.