ZIP Code 95307 — Ceres, California

The median home in 95307 is valued at $369,300 against a median household income of $71,786, a price-to-income ratio of 5.1. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Stanislaus County, 95307 ranks 11 of 23 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.2. Renting takes 24.4% of median household income (median rent $1,460 a month), under the 30% cost-burden threshold.

95307 ranks 1,036 of 1,558 statewide on median household income and 1,175 of 1,558 on median home value; its income is below the $80,266 Stanislaus County median. 64% of households own their home, in line with the 64% statewide ZIP median, making this a majority-owner ZIP. 10% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 15.7%, above the 10.8% statewide ZIP median. Unemployment stands at 9.4%.

With 1,463 residents per square mile across 32.8 square miles of land, 95307 is denser than the statewide ZIP median of 1,120 (rank 743 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.