ZIP Code 95125 — San Jose, California

The median home in 95125 is valued at $1,579,700 against a median household income of $140,092, a price-to-income ratio of 11.3. That is far above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, which means a household earning the local median income cannot finance the local median home on conventional terms. Within Santa Clara County, 95125 ranks 49 of 56 ZIPs on affordability (1 = lowest ratio); the county median ratio is 8.6. Renting takes 20.2% of median household income (median rent $2,354 a month), under the 30% cost-burden threshold.

95125 ranks 195 of 1,558 statewide on median household income and 104 of 1,558 on median home value; its income is below the $159,101 Santa Clara County median. 59% of households own their home, below the 64% statewide ZIP median, making this a majority-owner ZIP. 56% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 5.9%, below the 10.8% statewide ZIP median and among the lowest in the state. Unemployment stands at 3.4%.

With 7,306 residents per square mile across 7.3 square miles of land, 95125 is far denser than the statewide ZIP median of 1,120 (rank 274 of 1,558). This is predominantly single-family residential with suburban street patterns.