ZIP Code 95113 — San Jose, California

The median home in 95113 is valued at $1,051,800 against a median household income of $133,021, a price-to-income ratio of 7.9. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Santa Clara County, 95113 ranks 20 of 56 ZIPs on affordability (1 = lowest ratio); the county median ratio is 8.6. Renting takes 23.6% of median household income (median rent $2,612 a month), under the 30% cost-burden threshold.

95113 ranks 237 of 1,558 statewide on median household income and 284 of 1,558 on median home value; its income is below the $159,101 Santa Clara County median. 15% of households own their home, far below the 64% statewide ZIP median, so most residents rent. 63% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 18.8%, far above the 10.8% statewide ZIP median. Unemployment stands at 4.4%.

With 7,203 residents per square mile across 0.3 square miles of land, 95113 is far denser than the statewide ZIP median of 1,120 (rank 280 of 1,558). This is predominantly single-family residential with suburban street patterns.