ZIP Code 95045 — San Juan Bautista, California

The median home in 95045 is valued at $808,400 against a median household income of $104,456, a price-to-income ratio of 7.7. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within San Benito County, 95045 ranks 3 of 4 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.2. Renting takes 23.9% of median household income (median rent $2,077 a month), under the 30% cost-burden threshold.

95045 ranks 523 of 1,558 statewide on median household income and 485 of 1,558 on median home value; its income is in line with the $108,228 San Benito County median. 67% of households own their home, in line with the 64% statewide ZIP median, making this a majority-owner ZIP. 32% of adults hold a bachelor's degree or higher, in line with the 31% median, and the poverty rate is 3.9%, far below the 10.8% statewide ZIP median and among the lowest in the state. Unemployment stands at 5.6%.

With 86 residents per square mile across 47.3 square miles of land, 95045 is far less dense than the statewide ZIP median of 1,120 (rank 1,166 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.