ZIP Code 95023 — Hollister, California

The median home in 95023 is valued at $691,600 against a median household income of $103,238, a price-to-income ratio of 6.7. That is in line with the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within San Benito County, 95023 ranks 2 of 4 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.2. Renting takes 21.1% of median household income (median rent $1,819 a month), under the 30% cost-burden threshold.

95023 ranks 542 of 1,558 statewide on median household income and 622 of 1,558 on median home value; its income is in line with the $108,228 San Benito County median. 66% of households own their home, in line with the 64% statewide ZIP median, making this a majority-owner ZIP. 20% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 8.0%, below the 10.8% statewide ZIP median. Unemployment stands at 6.6%.

With 145 residents per square mile across 394.8 square miles of land, 95023 is far less dense than the statewide ZIP median of 1,120 (rank 1,094 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.