ZIP Code 95041 — Mount Hermon, California

The median home in 95041 is valued at $1,076,700 against a median household income of $104,853, a price-to-income ratio of 10.3. That is far above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, which means a household earning the local median income cannot finance the local median home on conventional terms. Within Santa Cruz County, 95041 ranks 15 of 17 ZIPs on affordability (1 = lowest ratio); the county median ratio is 8.2.

95041 ranks 516 of 1,558 statewide on median household income and 264 of 1,558 on median home value; its income is in line with the $109,778 Santa Cruz County median. 61% of households own their home, in line with the 64% statewide ZIP median, making this a majority-owner ZIP. 70% of adults hold a bachelor's degree or higher, far above the 31% median,

With 4,015 residents per square mile across 0.2 square miles of land, 95041 is far denser than the statewide ZIP median of 1,120 (rank 508 of 1,558). This is predominantly single-family residential with suburban street patterns.