ZIP Code 94558 — Napa, California

The median home in 94558 is valued at $816,200 against a median household income of $110,397, a price-to-income ratio of 7.4. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Napa County, 94558 ranks 5 of 8 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.1. Renting takes 23.1% of median household income (median rent $2,128 a month), under the 30% cost-burden threshold.

94558 ranks 449 of 1,558 statewide on median household income and 477 of 1,558 on median home value; its income is in line with the $111,717 Napa County median. 68% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 38% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 7.6%, below the 10.8% statewide ZIP median. Unemployment stands at 4.5%.

With 163 residents per square mile across 399.9 square miles of land, 94558 is far less dense than the statewide ZIP median of 1,120 (rank 1,077 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.