ZIP Code 94574 — Saint Helena, California

The median home in 94574 is valued at $1,602,900 against a median household income of $130,250, a price-to-income ratio of 12.3. That is far above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, which means a household earning the local median income cannot finance the local median home on conventional terms. Within Napa County, 94574 ranks 8 of 8 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.1. Renting takes 17.3% of median household income (median rent $1,877 a month), under the 30% cost-burden threshold.

94574 ranks 259 of 1,558 statewide on median household income and 95 of 1,558 on median home value; its income is above the $111,717 Napa County median. 68% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 55% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 6.3%, below the 10.8% statewide ZIP median. Unemployment stands at 3.8%.

With 63 residents per square mile across 124.3 square miles of land, 94574 is far less dense than the statewide ZIP median of 1,120 (rank 1,204 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.