ZIP Code 94521 — Concord, California

The median home in 94521 is valued at $778,300 against a median household income of $121,368, a price-to-income ratio of 6.4. That is in line with the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Contra Costa County, 94521 ranks 14 of 40 ZIPs on affordability (1 = lowest ratio); the county median ratio is 6.8. Renting takes 22.6% of median household income (median rent $2,284 a month), under the 30% cost-burden threshold.

94521 ranks 331 of 1,558 statewide on median household income and 516 of 1,558 on median home value; its income is in line with the $120,565 Contra Costa County median. 74% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 41% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 6.1%, below the 10.8% statewide ZIP median. Unemployment stands at 5.6%.

With 4,236 residents per square mile across 9.7 square miles of land, 94521 is far denser than the statewide ZIP median of 1,120 (rank 497 of 1,558). This is predominantly single-family residential with suburban street patterns.