ZIP Code 94518 — Concord, California

The median home in 94518 is valued at $783,000 against a median household income of $111,186, a price-to-income ratio of 7.0. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Contra Costa County, 94518 ranks 27 of 40 ZIPs on affordability (1 = lowest ratio); the county median ratio is 6.8. Renting takes 24.1% of median household income (median rent $2,231 a month), under the 30% cost-burden threshold.

94518 ranks 437 of 1,558 statewide on median household income and 511 of 1,558 on median home value; its income is below the $120,565 Contra Costa County median. 71% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 42% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 9.8%, below the 10.8% statewide ZIP median. Unemployment stands at 4.6%.

With 5,143 residents per square mile across 5.5 square miles of land, 94518 is far denser than the statewide ZIP median of 1,120 (rank 435 of 1,558). This is predominantly single-family residential with suburban street patterns.