ZIP Code 94122 — San Francisco, California

The median home in 94122 is valued at $1,446,400 against a median household income of $141,760, a price-to-income ratio of 10.2. That is far above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, which means a household earning the local median income cannot finance the local median home on conventional terms. Within San Francisco County, 94122 ranks 15 of 25 ZIPs on affordability (1 = lowest ratio); the county median ratio is 9.6. Renting takes 22.6% of median household income (median rent $2,675 a month), under the 30% cost-burden threshold.

94122 ranks 187 of 1,558 statewide on median household income and 133 of 1,558 on median home value; its income is in line with the $145,931 San Francisco County median. 50% of households own their home, below the 64% statewide ZIP median, so most residents rent. 61% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 7.8%, below the 10.8% statewide ZIP median. Unemployment stands at 5.8%.

With 18,016 residents per square mile across 3.3 square miles of land, 94122 is far denser than the statewide ZIP median of 1,120 (rank 36 of 1,558). This is apartment-district density: expect multi-family housing, transit access and little single-family stock.