ZIP Code 94121 — San Francisco, California

The median home in 94121 is valued at $1,583,700 against a median household income of $132,519, a price-to-income ratio of 12.0. That is far above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, which means a household earning the local median income cannot finance the local median home on conventional terms. Within San Francisco County, 94121 ranks 18 of 25 ZIPs on affordability (1 = lowest ratio); the county median ratio is 9.6. Renting takes 19.5% of median household income (median rent $2,152 a month), under the 30% cost-burden threshold.

94121 ranks 240 of 1,558 statewide on median household income and 102 of 1,558 on median home value; its income is below the $145,931 San Francisco County median. 44% of households own their home, below the 64% statewide ZIP median, so most residents rent. 64% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 9.0%, below the 10.8% statewide ZIP median. Unemployment stands at 5.1%.

With 17,322 residents per square mile across 2.5 square miles of land, 94121 is far denser than the statewide ZIP median of 1,120 (rank 44 of 1,558). This is a mixed urban fabric of apartments, small-lot houses and commercial corridors.