ZIP Code 94030 — Millbrae, California

The median home in 94030 is valued at $1,874,100 against a median household income of $146,649, a price-to-income ratio of 12.8. That is far above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, which means a household earning the local median income cannot finance the local median home on conventional terms. Within San Mateo County, 94030 ranks 27 of 28 ZIPs on affordability (1 = lowest ratio); the county median ratio is 9.0. Renting takes 27.2% of median household income (median rent $3,322 a month), under the 30% cost-burden threshold.

94030 ranks 166 of 1,558 statewide on median household income and 57 of 1,558 on median home value; its income is below the $161,447 San Mateo County median. 61% of households own their home, in line with the 64% statewide ZIP median, making this a majority-owner ZIP. 50% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 6.4%, below the 10.8% statewide ZIP median. Unemployment stands at 5.3%.

With 6,713 residents per square mile across 3.4 square miles of land, 94030 is far denser than the statewide ZIP median of 1,120 (rank 320 of 1,558). This is predominantly single-family residential with suburban street patterns.