ZIP Code 93015 — Fillmore, California

The median home in 93015 is valued at $525,600 against a median household income of $85,079, a price-to-income ratio of 6.2. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Ventura County, 93015 ranks 9 of 26 ZIPs on affordability (1 = lowest ratio); the county median ratio is 6.5. Renting takes 26.0% of median household income (median rent $1,844 a month), under the 30% cost-burden threshold.

93015 ranks 811 of 1,558 statewide on median household income and 903 of 1,558 on median home value; its income is below the $102,461 Ventura County median. 60% of households own their home, below the 64% statewide ZIP median, making this a majority-owner ZIP. 17% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 7.5%, below the 10.8% statewide ZIP median. Unemployment stands at 3.7%.

With 202 residents per square mile across 92.8 square miles of land, 93015 is far less dense than the statewide ZIP median of 1,120 (rank 1,048 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.