ZIP Code 92676 — Silverado, California

The median home in 92676 is valued at $744,700 against a median household income of $116,042, a price-to-income ratio of 6.4. That is in line with the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Orange County, 92676 ranks 11 of 87 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.9. Renting takes 19.2% of median household income (median rent $1,858 a month), under the 30% cost-burden threshold.

92676 ranks 379 of 1,558 statewide on median household income and 548 of 1,558 on median home value; its income is in line with the $116,618 Orange County median. 87% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 48% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 9.4%, below the 10.8% statewide ZIP median. Unemployment stands at 4.1%.

With 28 residents per square mile across 69.4 square miles of land, 92676 is far less dense than the statewide ZIP median of 1,120 (rank 1,309 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.