ZIP Code 92620 — Irvine, California

The median home in 92620 is valued at $1,142,700 against a median household income of $135,494, a price-to-income ratio of 8.4. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Orange County, 92620 ranks 54 of 87 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.9. Renting takes 26.8% of median household income (median rent $3,024 a month), under the 30% cost-burden threshold.

92620 ranks 230 of 1,558 statewide on median household income and 223 of 1,558 on median home value; its income is above the $116,618 Orange County median. 56% of households own their home, below the 64% statewide ZIP median, making this a majority-owner ZIP. 72% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 9.4%, below the 10.8% statewide ZIP median. Unemployment stands at 6.0%.

With 10,358 residents per square mile across 5.9 square miles of land, 92620 is far denser than the statewide ZIP median of 1,120 (rank 152 of 1,558). This is a mixed urban fabric of apartments, small-lot houses and commercial corridors.