ZIP Code 92672 — San Clemente, California

The median home in 92672 is valued at $1,174,200 against a median household income of $105,534, a price-to-income ratio of 11.1. That is far above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, which means a household earning the local median income cannot finance the local median home on conventional terms. Within San Diego County, 92672 ranks 89 of 94 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.4. Renting takes 26.1% of median household income (median rent $2,291 a month), under the 30% cost-burden threshold.

92672 ranks 511 of 1,558 statewide on median household income and 198 of 1,558 on median home value; its income is above the $98,033 San Diego County median. 51% of households own their home, below the 64% statewide ZIP median, making this a majority-owner ZIP. 46% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 7.5%, below the 10.8% statewide ZIP median. Unemployment stands at 5.7%.

With 1,068 residents per square mile across 35.6 square miles of land, 92672 is in line with the statewide ZIP median of 1,120 (rank 789 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.