ZIP Code 92677 — Laguna Niguel, California

The median home in 92677 is valued at $1,052,800 against a median household income of $135,822, a price-to-income ratio of 7.8. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Orange County, 92677 ranks 42 of 87 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.9. Renting takes 24.2% of median household income (median rent $2,736 a month), under the 30% cost-burden threshold.

92677 ranks 228 of 1,558 statewide on median household income and 283 of 1,558 on median home value; its income is above the $116,618 Orange County median. 66% of households own their home, in line with the 64% statewide ZIP median, making this a majority-owner ZIP. 57% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 7.4%, below the 10.8% statewide ZIP median. Unemployment stands at 5.5%.

With 3,918 residents per square mile across 16.4 square miles of land, 92677 is far denser than the statewide ZIP median of 1,120 (rank 518 of 1,558). This is predominantly single-family residential with suburban street patterns.