ZIP Code 92407 — San Bernardino, California

The median home in 92407 is valued at $440,600 against a median household income of $83,724, a price-to-income ratio of 5.3. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within San Bernardino County, 92407 ranks 38 of 76 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.3. Renting takes 23.0% of median household income (median rent $1,608 a month), under the 30% cost-burden threshold.

92407 ranks 829 of 1,558 statewide on median household income and 1,039 of 1,558 on median home value; its income is above the $71,552 San Bernardino County median. 61% of households own their home, in line with the 64% statewide ZIP median, making this a majority-owner ZIP. 18% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 14.0%, above the 10.8% statewide ZIP median. Unemployment stands at 8.4%.

With 823 residents per square mile across 81.7 square miles of land, 92407 is less dense than the statewide ZIP median of 1,120 (rank 830 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.