ZIP Code 92398 — Yermo, California

The median home in 92398 is valued at $137,800 against a median household income of $54,122, a price-to-income ratio of 2.5. That is far below the 6.7 median across the 1,558 California ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within San Bernardino County, 92398 ranks 4 of 76 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.3. Renting takes 13.9% of median household income (median rent $627 a month), under the 30% cost-burden threshold.

92398 ranks 1,357 of 1,558 statewide on median household income and 1,538 of 1,558 on median home value; its income is below the $71,552 San Bernardino County median. 53% of households own their home, below the 64% statewide ZIP median, making this a majority-owner ZIP. 5% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 11.3%, in line with the 10.8% statewide ZIP median. Unemployment stands at 33.2%.

With 14 residents per square mile across 100.2 square miles of land, 92398 is far less dense than the statewide ZIP median of 1,120 (rank 1,397 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.