ZIP Code 92356 — Lucerne Valley, California

The median home in 92356 is valued at $205,600 against a median household income of $43,780, a price-to-income ratio of 4.7. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within San Bernardino County, 92356 ranks 25 of 76 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.3. Renting takes 29.4% of median household income (median rent $1,073 a month), under the 30% cost-burden threshold.

92356 ranks 1,480 of 1,558 statewide on median household income and 1,488 of 1,558 on median home value; its income is below the $71,552 San Bernardino County median. 69% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 15% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 34.7%, far above the 10.8% statewide ZIP median and among the highest in the state. Unemployment stands at 20.0%.

With 19 residents per square mile across 365.6 square miles of land, 92356 is far less dense than the statewide ZIP median of 1,120 (rank 1,358 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.