ZIP Code 92315 — Big Bear Lake, California

The median home in 92315 is valued at $509,200 against a median household income of $71,653, a price-to-income ratio of 7.1. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within San Bernardino County, 92315 ranks 70 of 76 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.3. Renting takes 18.9% of median household income (median rent $1,126 a month), under the 30% cost-burden threshold.

92315 ranks 1,040 of 1,558 statewide on median household income and 922 of 1,558 on median home value; its income is in line with the $71,552 San Bernardino County median. 67% of households own their home, in line with the 64% statewide ZIP median, making this a majority-owner ZIP. 33% of adults hold a bachelor's degree or higher, in line with the 31% median, and the poverty rate is 13.4%, above the 10.8% statewide ZIP median. Unemployment stands at 6.0%.

With 178 residents per square mile across 29.4 square miles of land, 92315 is far less dense than the statewide ZIP median of 1,120 (rank 1,062 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.