ZIP Code 92358 — Lytle Creek, California

The median home in 92358 is valued at $512,000 against a median household income of $68,750, a price-to-income ratio of 7.4. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within San Bernardino County, 92358 ranks 72 of 76 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.3. Renting takes 26.0% of median household income (median rent $1,488 a month), under the 30% cost-burden threshold.

92358 ranks 1,096 of 1,558 statewide on median household income and 918 of 1,558 on median home value; its income is in line with the $71,552 San Bernardino County median. 85% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 14% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 12.6%, above the 10.8% statewide ZIP median. Unemployment stands at 7.2%.

With 11 residents per square mile across 72.4 square miles of land, 92358 is far less dense than the statewide ZIP median of 1,120 (rank 1,414 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.