ZIP Code 92007 — Cardiff By The Sea, California

The median home in 92007 is valued at $1,658,800 against a median household income of $151,406, a price-to-income ratio of 11.0. That is far above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, which means a household earning the local median income cannot finance the local median home on conventional terms. Within San Diego County, 92007 ranks 87 of 94 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.4. Renting takes 19.9% of median household income (median rent $2,506 a month), under the 30% cost-burden threshold.

92007 ranks 149 of 1,558 statewide on median household income and 85 of 1,558 on median home value; its income is far above the $98,033 San Diego County median. 63% of households own their home, in line with the 64% statewide ZIP median, making this a majority-owner ZIP. 65% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 14.1%, above the 10.8% statewide ZIP median. Unemployment stands at 4.4%.

With 5,191 residents per square mile across 2.3 square miles of land, 92007 is far denser than the statewide ZIP median of 1,120 (rank 430 of 1,558). This is predominantly single-family residential with suburban street patterns.