ZIP Code 96101 — Alturas, California

The median home in 96101 is valued at $173,000 against a median household income of $54,863, a price-to-income ratio of 3.2. That is far below the 6.7 median across the 1,558 California ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Modoc County, 96101 ranks 2 of 5 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.4. Renting takes 17.8% of median household income (median rent $816 a month), under the 30% cost-burden threshold.

96101 ranks 1,346 of 1,558 statewide on median household income and 1,519 of 1,558 on median home value; its income is above the $49,327 Modoc County median. 71% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 21% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 17.1%, far above the 10.8% statewide ZIP median. Unemployment stands at 8.4%.

With 8 residents per square mile across 596.6 square miles of land, 96101 is far less dense than the statewide ZIP median of 1,120 (rank 1,444 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.