ZIP Code 96022 — Cottonwood, California

The median home in 96022 is valued at $321,400 against a median household income of $81,150, a price-to-income ratio of 4.0. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally. Within Tehama County, 96022 ranks 3 of 10 ZIPs on affordability (1 = lowest ratio); the county median ratio is 4.7. Renting takes 20.3% of median household income (median rent $1,370 a month), under the 30% cost-burden threshold.

96022 ranks 876 of 1,558 statewide on median household income and 1,285 of 1,558 on median home value; its income is above the $63,265 Tehama County median. 80% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 22% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 11.5%, above the 10.8% statewide ZIP median. Unemployment stands at 6.7%.

With 59 residents per square mile across 248.6 square miles of land, 96022 is far less dense than the statewide ZIP median of 1,120 (rank 1,212 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.