ZIP Code 95991 — Yuba City, California

The median home in 95991 is valued at $350,000 against a median household income of $65,072, a price-to-income ratio of 5.4. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Sutter County, 95991 ranks 5 of 8 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.1. Renting takes 23.3% of median household income (median rent $1,262 a month), under the 30% cost-burden threshold.

95991 ranks 1,164 of 1,558 statewide on median household income and 1,215 of 1,558 on median home value; its income is below the $77,792 Sutter County median. 49% of households own their home, below the 64% statewide ZIP median, so most residents rent. 17% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 15.5%, above the 10.8% statewide ZIP median. Unemployment stands at 8.9%.

With 1,070 residents per square mile across 41.1 square miles of land, 95991 is in line with the statewide ZIP median of 1,120 (rank 788 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.