ZIP Code 95953 — Live Oak, California

The median home in 95953 is valued at $321,900 against a median household income of $68,951, a price-to-income ratio of 4.7. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Sutter County, 95953 ranks 3 of 8 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.1. Renting takes 14.3% of median household income (median rent $819 a month), under the 30% cost-burden threshold.

95953 ranks 1,090 of 1,558 statewide on median household income and 1,283 of 1,558 on median home value; its income is below the $77,792 Sutter County median. 63% of households own their home, in line with the 64% statewide ZIP median, making this a majority-owner ZIP. 15% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 16.3%, far above the 10.8% statewide ZIP median. Unemployment stands at 6.9%.

With 96 residents per square mile across 116.2 square miles of land, 95953 is far less dense than the statewide ZIP median of 1,120 (rank 1,143 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.