ZIP Code 95820 — Sacramento, California

The median home in 95820 is valued at $373,800 against a median household income of $64,501, a price-to-income ratio of 5.8. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Sacramento County, 95820 ranks 33 of 51 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.3. Renting takes 27.8% of median household income (median rent $1,496 a month), under the 30% cost-burden threshold.

95820 ranks 1,173 of 1,558 statewide on median household income and 1,163 of 1,558 on median home value; its income is below the $83,933 Sacramento County median. 55% of households own their home, below the 64% statewide ZIP median, making this a majority-owner ZIP. 26% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 19.8%, far above the 10.8% statewide ZIP median. Unemployment stands at 6.8%.

With 6,797 residents per square mile across 5.3 square miles of land, 95820 is far denser than the statewide ZIP median of 1,120 (rank 314 of 1,558). This is predominantly single-family residential with suburban street patterns.