ZIP Code 95815 — Sacramento, California

The median home in 95815 is valued at $270,900 against a median household income of $54,747, a price-to-income ratio of 4.9. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Sacramento County, 95815 ranks 17 of 51 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.3. Renting takes 30.1% of median household income (median rent $1,372 a month), above the 30% cost-burden threshold.

95815 ranks 1,347 of 1,558 statewide on median household income and 1,380 of 1,558 on median home value; its income is below the $83,933 Sacramento County median. 40% of households own their home, below the 64% statewide ZIP median, so most residents rent. 16% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 23.7%, far above the 10.8% statewide ZIP median. Unemployment stands at 9.1%.

With 3,445 residents per square mile across 7.7 square miles of land, 95815 is far denser than the statewide ZIP median of 1,120 (rank 563 of 1,558). This is predominantly single-family residential with suburban street patterns.