ZIP Code 95695 — Woodland, California

The median home in 95695 is valued at $475,100 against a median household income of $79,009, a price-to-income ratio of 6.0. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Yolo County, 95695 ranks 8 of 12 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.3. Renting takes 20.9% of median household income (median rent $1,376 a month), under the 30% cost-burden threshold.

95695 ranks 909 of 1,558 statewide on median household income and 975 of 1,558 on median home value; its income is below the $98,655 Yolo County median. 53% of households own their home, below the 64% statewide ZIP median, making this a majority-owner ZIP. 26% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 11.1%, in line with the 10.8% statewide ZIP median. Unemployment stands at 5.8%.

With 274 residents per square mile across 145.6 square miles of land, 95695 is far less dense than the statewide ZIP median of 1,120 (rank 1,005 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.