ZIP Code 95666 — Pioneer, California

The median home in 95666 is valued at $328,900 against a median household income of $75,558, a price-to-income ratio of 4.4. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Amador County, 95666 ranks 3 of 9 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.4. Renting takes 16.0% of median household income (median rent $1,005 a month), under the 30% cost-burden threshold.

95666 ranks 970 of 1,558 statewide on median household income and 1,265 of 1,558 on median home value; its income is in line with the $78,143 Amador County median. 92% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 19% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 7.0%, below the 10.8% statewide ZIP median. Unemployment stands at 5.3%.

With 70 residents per square mile across 84 square miles of land, 95666 is far less dense than the statewide ZIP median of 1,120 (rank 1,192 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.