ZIP Code 95632 — Galt, California

The median home in 95632 is valued at $466,200 against a median household income of $91,315, a price-to-income ratio of 5.1. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Sacramento County, 95632 ranks 24 of 51 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.3. Renting takes 19.5% of median household income (median rent $1,485 a month), under the 30% cost-burden threshold.

95632 ranks 706 of 1,558 statewide on median household income and 996 of 1,558 on median home value; its income is above the $83,933 Sacramento County median. 75% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 20% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 7.3%, below the 10.8% statewide ZIP median. Unemployment stands at 7.0%.

With 276 residents per square mile across 113.3 square miles of land, 95632 is far less dense than the statewide ZIP median of 1,120 (rank 1,003 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.