ZIP Code 95626 — Elverta, California

The median home in 95626 is valued at $454,100 against a median household income of $89,395, a price-to-income ratio of 5.1. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Sacramento County, 95626 ranks 22 of 51 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.3. Renting takes 19.4% of median household income (median rent $1,444 a month), under the 30% cost-burden threshold.

95626 ranks 745 of 1,558 statewide on median household income and 1,019 of 1,558 on median home value; its income is above the $83,933 Sacramento County median. 80% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 13% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 10.1%, below the 10.8% statewide ZIP median. Unemployment stands at 3.7%.

With 155 residents per square mile across 37.7 square miles of land, 95626 is far less dense than the statewide ZIP median of 1,120 (rank 1,085 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.