ZIP Code 95618 — El Macero, California

The median home in 95618 is valued at $803,600 against a median household income of $105,625, a price-to-income ratio of 7.6. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Yolo County, 95618 ranks 11 of 12 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.3. Renting takes 24.7% of median household income (median rent $2,170 a month), under the 30% cost-burden threshold.

95618 ranks 508 of 1,558 statewide on median household income and 490 of 1,558 on median home value; its income is above the $98,655 Yolo County median. 54% of households own their home, below the 64% statewide ZIP median, making this a majority-owner ZIP. 74% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 20.9%, far above the 10.8% statewide ZIP median. Unemployment stands at 4.2%.

With 839 residents per square mile across 32.1 square miles of land, 95618 is less dense than the statewide ZIP median of 1,120 (rank 826 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.