ZIP Code 95589 — Whitethorn, California

The median home in 95589 is valued at $411,500 against a median household income of $42,199, a price-to-income ratio of 9.8. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Humboldt County, 95589 ranks 23 of 26 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.2. Renting takes 30.6% of median household income (median rent $1,075 a month), above the 30% cost-burden threshold.

95589 ranks 1,491 of 1,558 statewide on median household income and 1,083 of 1,558 on median home value; its income is below the $60,178 Humboldt County median. 78% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 10% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 33.5%, far above the 10.8% statewide ZIP median and among the highest in the state.

With 8 residents per square mile across 152.8 square miles of land, 95589 is far less dense than the statewide ZIP median of 1,120 (rank 1,444 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.