ZIP Code 95468 — Point Arena, California

The median home in 95468 is valued at $490,800 against a median household income of $90,417, a price-to-income ratio of 5.4. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Mendocino County, 95468 ranks 4 of 21 ZIPs on affordability (1 = lowest ratio); the county median ratio is 8.7. Renting takes 15.5% of median household income (median rent $1,170 a month), under the 30% cost-burden threshold.

95468 ranks 725 of 1,558 statewide on median household income and 939 of 1,558 on median home value; its income is above the $61,576 Mendocino County median. 65% of households own their home, in line with the 64% statewide ZIP median, making this a majority-owner ZIP. 33% of adults hold a bachelor's degree or higher, in line with the 31% median, and the poverty rate is 13.1%, above the 10.8% statewide ZIP median. Unemployment stands at 5.3%.

With 30 residents per square mile across 60.7 square miles of land, 95468 is far less dense than the statewide ZIP median of 1,120 (rank 1,300 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.