ZIP Code 95454 — Laytonville, California

The median home in 95454 is valued at $369,600 against a median household income of $38,998, a price-to-income ratio of 9.5. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Mendocino County, 95454 ranks 16 of 21 ZIPs on affordability (1 = lowest ratio); the county median ratio is 8.7. Renting takes 19.8% of median household income (median rent $643 a month), under the 30% cost-burden threshold.

95454 ranks 1,513 of 1,558 statewide on median household income and 1,174 of 1,558 on median home value; its income is below the $61,576 Mendocino County median. 83% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 9% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 24.4%, far above the 10.8% statewide ZIP median. Unemployment stands at 20.4%.

With 6 residents per square mile across 306.6 square miles of land, 95454 is far less dense than the statewide ZIP median of 1,120 (rank 1,463 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.