ZIP Code 95405 — Santa Rosa, California

The median home in 95405 is valued at $730,800 against a median household income of $111,358, a price-to-income ratio of 6.6. That is in line with the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Sonoma County, 95405 ranks 6 of 30 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.9. Renting takes 24.3% of median household income (median rent $2,255 a month), under the 30% cost-burden threshold.

95405 ranks 435 of 1,558 statewide on median household income and 574 of 1,558 on median home value; its income is above the $100,331 Sonoma County median. 59% of households own their home, below the 64% statewide ZIP median, making this a majority-owner ZIP. 46% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 7.7%, below the 10.8% statewide ZIP median. Unemployment stands at 8.5%.

With 4,750 residents per square mile across 5 square miles of land, 95405 is far denser than the statewide ZIP median of 1,120 (rank 462 of 1,558). This is predominantly single-family residential with suburban street patterns.