ZIP Code 95388 — Winton, California

The median home in 95388 is valued at $273,700 against a median household income of $55,517, a price-to-income ratio of 4.9. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Merced County, 95388 ranks 7 of 18 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.2. Renting takes 21.1% of median household income (median rent $978 a month), under the 30% cost-burden threshold.

95388 ranks 1,336 of 1,558 statewide on median household income and 1,373 of 1,558 on median home value; its income is below the $63,680 Merced County median. 59% of households own their home, below the 64% statewide ZIP median, making this a majority-owner ZIP. 7% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 15.8%, above the 10.8% statewide ZIP median. Unemployment stands at 10.6%.

With 359 residents per square mile across 37.7 square miles of land, 95388 is far less dense than the statewide ZIP median of 1,120 (rank 957 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.