ZIP Code 95315 — Delhi, California

The median home in 95315 is valued at $326,700 against a median household income of $72,813, a price-to-income ratio of 4.5. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Merced County, 95315 ranks 5 of 18 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.2. Renting takes 19.8% of median household income (median rent $1,204 a month), under the 30% cost-burden threshold.

95315 ranks 1,018 of 1,558 statewide on median household income and 1,270 of 1,558 on median home value; its income is above the $63,680 Merced County median. 72% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 14% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 14.3%, above the 10.8% statewide ZIP median. Unemployment stands at 8.2%.

With 705 residents per square mile across 18.9 square miles of land, 95315 is less dense than the statewide ZIP median of 1,120 (rank 857 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.