ZIP Code 95310 — Columbia, California

The median home in 95310 is valued at $376,700 against a median household income of $55,543, a price-to-income ratio of 6.8. That is in line with the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Tuolumne County, 95310 ranks 9 of 9 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.3. Renting takes 17.2% of median household income (median rent $795 a month), under the 30% cost-burden threshold.

95310 ranks 1,332 of 1,558 statewide on median household income and 1,154 of 1,558 on median home value; its income is below the $69,751 Tuolumne County median. 73% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 26% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 17.0%, far above the 10.8% statewide ZIP median. Unemployment stands at 5.7%.

With 41 residents per square mile across 44.7 square miles of land, 95310 is far less dense than the statewide ZIP median of 1,120 (rank 1,262 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.