ZIP Code 95227 — Clements, California

The median home in 95227 is valued at $824,600 against a median household income of $141,607, a price-to-income ratio of 5.8. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within San Joaquin County, 95227 ranks 16 of 28 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.7.

95227 ranks 189 of 1,558 statewide on median household income and 462 of 1,558 on median home value; its income is far above the $85,098 San Joaquin County median. 86% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 30% of adults hold a bachelor's degree or higher, in line with the 31% median, and the poverty rate is 4.2%, far below the 10.8% statewide ZIP median and among the lowest in the state. Unemployment stands at 9.2%.

With 31 residents per square mile across 38.1 square miles of land, 95227 is far less dense than the statewide ZIP median of 1,120 (rank 1,296 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.