ZIP Code 95222 — Angels Camp, California

The median home in 95222 is valued at $440,000 against a median household income of $60,156, a price-to-income ratio of 7.3. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Calaveras County, 95222 ranks 11 of 12 ZIPs on affordability (1 = lowest ratio); the county median ratio is 4.8. Renting takes 32.5% of median household income (median rent $1,631 a month), above the 30% cost-burden threshold.

95222 ranks 1,247 of 1,558 statewide on median household income and 1,040 of 1,558 on median home value; its income is below the $85,243 Calaveras County median. 76% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 24% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 15.1%, above the 10.8% statewide ZIP median. Unemployment stands at 7.5%.

With 34 residents per square mile across 151.8 square miles of land, 95222 is far less dense than the statewide ZIP median of 1,120 (rank 1,281 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.