ZIP Code 95148 — San Jose, California

The median home in 95148 is valued at $1,164,700 against a median household income of $158,565, a price-to-income ratio of 7.3. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Santa Clara County, 95148 ranks 13 of 56 ZIPs on affordability (1 = lowest ratio); the county median ratio is 8.6. Renting takes 23.1% of median household income (median rent $3,048 a month), under the 30% cost-burden threshold.

95148 ranks 128 of 1,558 statewide on median household income and 202 of 1,558 on median home value; its income is in line with the $159,101 Santa Clara County median. 80% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 40% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 6.6%, below the 10.8% statewide ZIP median. Unemployment stands at 5.1%.

With 5,783 residents per square mile across 7.9 square miles of land, 95148 is far denser than the statewide ZIP median of 1,120 (rank 378 of 1,558). This is predominantly single-family residential with suburban street patterns.